Today, the importance of customer "experience" along the entire insurance value chain is critical. We see fewer agents, but more specialized and professional ones, coexisting with the direct sale of insurance through digital applications.

New customers are already fully integrated into the digital age.

It offers us the possibility of contracting an insurance policy through a mobile device to the ease of reporting and monitoring the process of information and claims management, providing an excellent experience in all digital media.

This involves using the digital trail that people are leaving to get a better price for their insurance policies, having a personalized price for their particular risk and not an "average price and the ability to pay-as-you-go".

It is a fully distributed data structure containing transactions and their history. Smart Contracts have been developed based on blockchain technology. 

Such a scheme promises to add transparency for the user, make the policy payment process more efficient and reduce operational costs for insurers.

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They offer alternatives for fraud prevention.

Large volumes of company data, quickly and intelligently managed to generate business opportunities.

Effective policy portfolio management is critical to the success of any insurance agent and to making your entire team more productive and efficient.

AI not only offers the possibility of creating new products, but also the advantage of making feasible and significantly shortening the period required for research and data analysis. 

It is undeniable that this technology has great capabilities to impact the industry and will play a key role in the intelligent insurance of the future.